What is live
We ship in public. This list changes as we go.
Live now
- NGN account and deposits
- Withdraw to bank
- Airtime and data (MTN, Airtel, Glo)
- Electricity
- DStv and GOtv
- USDC buy and sell
- Send to @username
Coming soon
- USDT
- SOL and Solana
- Gift cards
- Cards
Where Zipa stands apart
Crypto exchanges are built for traders. Zipa is built for people.
Other tools
Zipa
Up and running
in four steps
From sign-up to sending crypto - no technical knowledge needed.
Get your account
Each beta user gets an NGN account number and an @username.
Fund it
Deposit naira by bank transfer.
Pay
Buy airtime, data, electricity and TV, or send to any @username.
Hold USDC
Buy and sell USDC with naira, and withdraw to your bank any time.
Everything you need,
nothing you don't
Username payments, real on-chain rails, instant transfers and merchant tools - all in one app.
Naira account
Your own NGN account number. Deposit by bank transfer and withdraw to any Nigerian bank.
Bills
Airtime and data for MTN, Airtel and Glo. Prepaid electricity. DStv and GOtv.
USDC
Buy and sell USDC with naira at the rate shown before you confirm.
Send to @username
Pay another Zipa user by @username. No account numbers to copy.
Built with AI,
for Nigeria
Musa built Zipa from the ground up - a username-first crypto bank for Nigeria where people send money to @handles instead of wallet addresses. Naira wallet, bills, invoicing, and five Nigerian languages, all shipped solo with AI pair-engineering.
Loved by the
Zipa beta community
Freelancers, merchants and students across Nigeria - see what they are saying.
"My US client sent me payment in USDC to my @amaka handle. It hit instantly and I could see my naira value right there. No bank transfers, no waiting three days."
Amaka Okonkwo
Freelance Designer, Lagos
Questions?
Answered.
Everything you need to know about sending money the Zipa way.